Injured in an Uber or Lyft Accident? We’re Here to Help.
Rideshare services like Uber and Lyft have become part of everyday life. But when an accident happens, these cases are often more complex than a typical car crash. Multiple insurance policies may apply, and determining liability isn’t always straightforward.
At McCallum Law, we focus on protecting rideshare accident victims. Whether you were a passenger, pedestrian, cyclist, or another driver, we’ll fight to secure the compensation you deserve.
Why Rideshare Accidents Are Different
Unlike regular car accidents, Uber and Lyft accidents involve overlapping insurance coverage. The amount of coverage depends on what the rideshare driver was doing at the time of the crash:
- Driver Not Logged Into the App Only the driver’s personal auto insurance applies.
- Driver Logged In, Waiting for a Ride Request Uber and Lyft provide limited liability coverage (typically $50,000 per person / $100,000 per accident).
- Driver En Route to Pick Up a Passenger or During a Ride Uber and Lyft provide up to $1 million in liability coverage for injuries and damages.
Common Rideshare Accident Scenarios
- Passengers injured while riding in an Uber or Lyft
- Another driver hit by a rideshare vehicle
- Pedestrians struck by a rideshare driver
- Cyclists injured due to a rideshare driver’s negligence
- Rideshare drivers injured by another negligent driver
What Compensation Can You Recover?
Victims of rideshare accidents may be entitled to compensation for:
- Medical bills (emergency care, surgery, rehab, medication)
- Lost wages and reduced future earning capacity
- Pain and suffering
- Emotional distress
- Long-term care or disability-related costs
- Wrongful death damages (if the accident was fatal)
Frequently Asked Questions
- Can I sue Uber or Lyft directly? Generally, Uber and Lyft classify drivers as independent contractors, limiting direct lawsuits. However, their insurance policies are designed to protect passengers and others injured in accidents.
- What if another driver caused the accident? You may still recover through the other driver’s insurance. If they are uninsured or underinsured, Uber or Lyft’s coverage may apply.
- What if I was driving my own car and hit by an Uber/Lyft driver? You may have a claim against the driver’s personal policy or the company’s policy, depending on whether they were logged into the app.
- How much will it cost to hire your firm? Nothing upfront. We work on a contingency fee basis — you don’t pay unless we win your case.
